Can my car be "repo"ed even though the full loan balance was charged off by lender when my Chapter 7 was discharged?

Your personal responsibility to repay the loan has been eliminated by the bankruptcy discharge. However, the lender still has a lien on the car. ...

If a plaintiff states a lawsuit was for debt collection after a Chapter 7 discharge, can they be sued?

If this debt was incurred before you filed for bankruptcy, the creditor cannot seek to collect that debt from you personally. However, it sounds...

Hi, I had a creditor judgement vacated 5 years ago and now they have frozen my bank account again with the same index #?

Was the judgment actually vacated? It doesn't sound like it. If your account is frozen, the creditor likely still has a valid judgment against...

If my Chapter 13 bankruptcy case is dismissed because of one month's missed payment, can I sell my home, or would I need to wait

If you allow the case to be dismissed, you may buy or sell any asset you choose including the home. Depending on how much debt you have, it may...

Threatened with a warrant for an online payday loan in Missouri

These people are the crooks. They should be thrown in jail. This is a civil matter, not a criminal matter. You cannot be charged with a crime...

If I have filed a Chapter 7 bankruptcy, and before the Trustee meeting, I learn of a post petition debt ...

You may attempt to convert to Chapter 13 by filing a motion with the court. You may also get the Chapter 7 dismissed and refile at some point in...

Planning a crime is not necessarily a criminal act. However, where you take certain steps or act in concert with another, you may commit...

When a bankruptcy case is dismissed what happens to a pre-petition judgment?

If a bankruptcy is dismissed without a discharge of debts, the pre-petition judgment is still valid. The creditor could continue to pursue...

Ex wife suing me for $ post divorce. $ is not part of any settlement/judgment . I Need to file bankruptcy. Can I file now?

If this is an unpaid unsecured loan, it may be dischargeable in bankruptcy. Until her motion is decided, you really don't have any clarity as to...

I am thinking of filing chapter 7 but I owe only one company money but it is a large amount for an old credit card.

Depending on when the judgment was file, you may be able to file a motion to vacate the judgment. If too much time has passed, you may file a...