Ch. 7 Bankruptcy disharged in 2014

A creditor may sell the debt even after discharge. However, the debt is worthless since the creditor cannot attempt to collect it. If the new...

In any bankruptcy petition, you must list all assets and all liabilities. However, if you wish to keep your residence, simply make your mortgage...

You should have adequate exemptions to protect the vehicle. Your mother's presence on the title is not a problem. Leave the title as is. On a...

Chapter 7

It sounds like you own half of a vehicle free and clear of liens. Your equity is worth $6250. The motor vehicle exemption will cover some but not...

In many cases, a Chapter 13 allows you to eliminate most of your general unsecured debt. As for "cramming down" an auto loan, you may be eligible...

I have a property in the process if modification bank star foreclose process

The purchase of another property will likely affect your application for a modification as this new purchase will drastically change your personal...

Need help on Civil Action Summons for credit card debt received.

As a first step, you must file answering papers with the court. That's what the 35 days is about. At this point, your options include contesting...

What happens to a judgement in a chapter 7 bankruptcy?

The judgment is a matter of public record so it may show on a credit report. A judgment lien survives a bankruptcy, but the creditor may not take...

If you are subject to background checks for security purposes, a bankruptcy can correct any red flags that are appearing. The end result of a...

How long after filing for personal bankruptcy can you open an IRA?

You may open the IRA immediately and start making contributions. Of course, a large lump sum deposit would raise suspicion. But otherwise, you...