I was injured due to our home being flooded pipe broke on accident by teenager. We could not turn water off at meter no cut off.

You need to read your policy for the definition of flood damage. I seems to me what the policy should be referring to is outside water damage...

When does a warrenty expiration date kick in??

I believe you are correct. Once the company has notice within the warranty period, that should be enough, if that is the whole story. You should...

How to handle getting refunded for having wrong tooth pulled ?

It sounds like you should contact a dental malpractice attorney. there may be more at stake than just getting a refund.

I m not familiar with the laws in your state, but there is something called comparative negligence in some states. That means that any party...