Copy of credit card statments only will consider as debt verification?

Yes as per the FDCPA it confirms the debt amount , however the late fee's and interest charges if unreasonable can still be disputed

I was robbed and the officers did not arrest the guy because he did not have the phone on him. Can I sue?

Possibly, however it might be easier to get a new phone, they are $49.00 now . Not too many lawyers out there who are going to take this one on...

Let your insurance company handle this one and check to see if you have a personal umbrella policy which would cover any shortfall. These are...

My husband and I have a permanent loan modification in the state of ny. He is filing for bankruptcy. Is our loan safe?

I have never seen anyone get a loan mod rescinded after filing a chapter 7 in NY. However Mr. Schwartz is correct in that the final answer is in...

Simple , Send this firm a certified return receipt letter informing them that you are not John Doe , that the calls are disturbing to you and that...

I am going to file bankruptcy chapter 7, and I have some dispute with IRS about taxes of 2008. I am unemployed and cannot afford

These taxes can be discharged after April of 2012 . The questions remain were they timely filed ? Can you afford to wait until then to file?

CH 13 repayment plan.

Keep in mind the trustee will review your tax returns each year. Unless the increase is dramatic it is unlikely to result in a change of your...

CH 13 repayment plan.

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IF YOU SIGN A SURRENDER LEASE AND CAN'T FIND APT. WHAT DO WE DO?

If you surrendered a lease, its after the fact , however in seeking a new residence , most landlords would be hard pressed to say no if you offer...