My question is why do need to pay to the bank service provider an amount of money upfront to finalize an approved loan mod

It is unusual for a servicer to request an upfront payment in that amount. I have only really seen that type of request from investors with smaller...

What protection do I have?

Do you know who the servicer of the loan is (this will likely be the party that sends you mortgage statements)? If so you should send them a...

What can i do?

Did you contact the police department? Your first step should be to file a police report as the facts stated above are quite troubling and appear...

What is the cost to complete the process and be debt free?

This question does not provide enough information to obtain an informed response. It would depend on your financial situation, your assets, income,...

What if amortgage has been sold to bundled securities, then how can the owner be determined.?

I don't completely understand your question but it appears that your mortgage loan was transferred to a securitized pool of mortgages, generally...

2nd mortgage debt forgiveness

You should definitely speak with a tax attorney or a CPA about your question but a good starting point for finding information regarding the tax...

Perfecting common stock after chapter 11 bankruptcy?

I am not familiar with the facts of this bankruptcy case or the company but generally speaking holders of common stock in a Debtor corporation...

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A got a summons filed in court on January 30 but I didn't get it until February 1 for credit card in civil can I get arrested

You should speak with an attorney admitted to practice in Ohio right away because there are generally strict timelines to answer a complaint. I do...

If you are looking to reopen your chapter 7 case, you may want to look at 11 U.S.C. 350, Federal Rule of Bankruptcy Procedure 5010, and assuming...