GLOBAL HAWK INSURANCE COMPANY, Plaintiff and Respondent, v. Jerry LE, Defendant and Appellant (A137976)
Apr 14, 2014OUTCOME: DISPOSITION The summary judgment is reversed. Le shall recover his costs on appeal.
Court of Appeal, First District, Division 2, California NorCal Logistics Lawyers Group, Dominic G. Flamiano, Attorney for Plaintiff and Respondent. Carpenter, Zuckerman, & Rowley, John C. Carpenter, M ... aureen Johnson, Attorneys for Defendant and Appellant. Appellant Jerry Le was one of two truck drivers on a cross-country trip for V & H Transport (V & H), a trip for which he would be paid a lump sum of $1,100, with no deductions. Le was seriously injured when, while he was asleep, the other driver was involved in a one-vehicle accident. After the accident, V & H refused to pay Le the lump sum promised, telling him that he did not finish the trip. He was also told he was not an employee, and would not be eligible for worker's compensation. Le sued V & H and its owners for his injuries, who tendered defense to Global Hawk Insurance Company (Global Hawk), which insured V & H under a commercial auto truckers liability insurance policy. Global Hawk refused the defense, and filed an action for declaratory relief, contending that Le's injuries were excluded from coverage because he was an employee. Global Hawk moved for summary judgment, which the trial court granted, ignoring the pertinent facts in the case and holding that the definition of employee in certain federal regulations—regulations, not incidentally, enacted for the benefit of the public and nowhere mentioned in the insurance policy—controlled. We reverse.
