How can I be sure that I will get my money back?

Sorry to hear about this. Attorneys Isquith and Smollens are both correct. Consider this a (relatively) cheap lesson.

Can my child’s daycare director sue me for sending her an email highlighting what a terrible job she is doing?

If you sent this in a private message to her alone (as you said), then she has NO case. If you posted it publically, she might have a case,...

Unless the landlord is negligent you cannot break the lease because you do not like the alarm he installed. It sounds like he took prompt and...

I disagree with Mr. Costello and, although Ms. Civic is correct about the lender not caring, that's not the reason that adding a spouse is OK. The...

I noticed you asked several variations of questions over the past week. In your earlier posts, you were concerned about your husband settling...

Can you landlord remove your hot tube if it's Not filled and just storing it ?

I don't really understand the question. You were storing an empty hot tub in your garage and the landlord charged you $150 to dispose of it?

Is there any way to be released from my obligation as a cosigner of a mortgage?

You do not specify so I will ask for a distinction. Did you sign a NOTE and a MORTGAGE? You referred to yourself as a "co-borrower," so I assume...

How to answer/settle a suit in another state?

You should retain an attorney in Florida if you wish to defend the action.

"Legally," you're allowed to have guests and having someone care for your animals in your absence is reasonable. In the real world, though, your...

Can my college have any responsibility in my broken shoulder?

Probably not. But you say are "not sure" about a lot of details. Maybe if someone who witnessed the episode could tell you with certainty that...