As you are currently on the Deed, your husband can refinance, leaving you on the Deed as a non-Borrower, and a new Deed would be unnecessary.

If the seller fails to extend the mortgage contingency deadline then he or she is telling you simply that they are terminating the transaction and...

No. That “act of kindness” has no effect upon ownership.

You would be best inclined to check with the local Department of Buildings for that answer.

Then give him a personal check payable to him that you can readily track as having been properly deposited by him.

With the current COVID-19 moratorium as to evictions in New York, all other issues aside, I wouldn’t start packing.

A close examination of your contract of sale should tell you as to what to expect.

Start with the question: the EIN for what entity that has nothing to do with the real estate?

A typical real estate contract contains a clause which makes a purchaser’s obligation to proceed contingent upon the purchaser being fully approved...

A pre-approval from a mortgage broker is by no means a mortgage APPROVAL. If you are convinced that you are qualified for a mortgage why didn’t you...