My husband and i currently own a home from habitat of humanity. How is our escrow in the negative?
Vincent's answer
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Answered on March 07, 2015
It appears to be more of a math question, than a legal question. Most likely, they under-collected whatever they are entrusted to pay from escrow....
Archived
I am buying a house with a significant other.The loan is in his name but we both pay for it out of same bank account.
Vincent's answer
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Answered on February 22, 2015
If you are visualizing him making you leave before you buy the house together you should really reconsider whether this is a good idea from the...
Archived
Can we buy land when a tax lien exists against the seller?
Vincent's answer
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Answered on February 20, 2015
The tax liens will continue to run as against the property.
Archived
Mortgage broker surprised me w a $4000 "fee" the day I bought a house. Do I have recourse to have this fee refunded to me?
Vincent's answer
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Answered on February 08, 2015
The document is called a Good Faith Estimate. Did you read it carefully before you signed it?
Archived
First time home buyer. Is there a need for a real estate attorney over an agent?
Vincent's answer
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Answered on February 01, 2015
A real estate agent finds you a house. An attorney represents you and protects your interests. Say to yourself, at this point, do i need someone...
Archived
Can you get a title search on a home even if your not selling now just to see how it looks to make sure no issues
Vincent's answer
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Answered on January 31, 2015
Yes you can, except without a Policy of Title Insurance, the Title Company may not be contractually bound as to any mistakes or errors that may be...
Archived
We are trying to sell a home in Carmel IN without a realtor. Can a lawyer do all the paper work.
Vincent's answer
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Answered on January 27, 2015
Why would you have needed a realtor in any event when you are selling to a relative since I assume you put the deal together yourself.
Archived
My husband and I own our home, can he get a mortgage without my signature? Can he barrow against our house without me?
Vincent's answer
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Answered on January 17, 2015
Even if you and he own the property as tenants by the entirety he can borrow individually. Would a Lender be foolish enough to lend to him as...
Archived
My mother and I purchased a house together in October 2007. We now wish to part ways but we are binded by this mortgauge.
Vincent's answer
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Answered on January 02, 2015
There is no first or second as to the mortgage. You are both jointly and severally liable for paying the mortgage. Why don't you sell the real...
Archived
What legal questions may a lender ask about down payment for a house
Vincent's answer
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Answered on January 01, 2015
"Qualifying" you for the mortgage and "approving" you, in writing, for the mortgage are two remarkably different things.
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