From the fasts that you presented it appears that you have no obligations to this person.

Title insurance for a refinance transaction is only for the benefit of a lender.

That will depend, in large part, upon the interpretation of the contract language. In New York, the courts have gone both ways.

It would appear that the most expeditious approach would be to first check with your new lender and have them affirm to you, in writing, that your...

After you thoroughly read the agreement, do you fully understand what it says and how it affects you? That should help you answer the question.

You could force the sale of the real estate and they may compel them to “come around” and if they are non-responsive, you could follow through with...

Without being privy to the Contract, for specifics, perhaps you could choose to litigate against this person who has no money presently in...

Since both of you are on the deed, as co-owners, then you both own the real estate. The mortgage is meaningless in establishing ownership.

What is likely to happen if you don’t move? Not much.

You/your Attorney/someone would need to set time of the essence, await a default by the Seller (hopefully for you) and then you/your Attorney would...