What do I need to do protect my Roth IRA from future creditors if I make Puerto Rico my residence and/or domicile ?

You need to consult with a bankruptcy attorney.

Do I have a case or no medical records privacy invaded

You do not have a case.....................

Should I seek legal assistance

You should consult with a local personal injury attorney.

What do you think will happen since I was in an at fault accident. Can I fight this at all? How many points?

Speak to a traffic court attorney in regards to the ticket.

Probably not since there was no accident.

What kind of settlement could I get to cover lost work, medical expenses, PAIN & SUFFERING, and future needs for therapy?

You should consult with a local malpractice attorney.

Probably would not be worth it..................

What should I do? How much of a settlement should I be expecting for pain and suffering?

You should consult a local personal injury attorney.

Can my ex husband be associated with or responsible for my debt and/or be affected should I decide to file for chapter 7?

If he did not sign on as a codebtor then your husband should be fine.

What can I do to get this taken care of and now I want compensation for all the stress and bull I am getting from both dentist

There is no claim here for dental malpractice.