Archived
How to get rid of an unsatisfied judgement from credit report when the creditor's company is no longer in business?
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Answered on February 09, 2018
You are entitled to accuracy but not much more. If it's accurate, then it can stay. You could try to negotiate with old business owner or attempt...
Archived
Is this legal?
Adam's answer
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Answered on January 02, 2018
Visit annualcreditreport.com for free credit reports to see if any credit has been accessed in your name. Also visit identitytheft.gov. If you...
Can I take a "creditor" to small claims court preemptively?
Adam's answer
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Answered on December 18, 2017
Yes, you can sue for a declaratory judgment to state as a matter of law that you do not owe the debt. In addition, I encourage you to visit...
Archived
Is it possible to remove a paid collection from my credit report within a week? Creditor never told me I was in collections!
Adam's answer
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Answered on November 28, 2017
You should speak with an attorney that handles credit report errors. You have powerful rights under the FCRA including the right to the maximum...
Archived
What is my recourse if someone uses my social security number, opens an account, then doesn't pay? The name on account not me.
Adam's answer
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Answered on November 14, 2017
Yes, you can take action against Sprint if they do not fix it. There is a specific dispute process with the credit bureaus. You are entitled to...
Archived
Can I file for identity theft or fraud for my exwife charging up a credit card in my name?
Adam's answer
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Answered on November 14, 2017
Yes, you can. There is a specific dispute process with the credit bureaus. You are entitled to an accurate report and compensation for any...
Ex-wife opened a bank account in my name
Adam's answer
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Answered on October 29, 2017
There is a very good chance that a consumer attorney can help you if they handle credit report errors. In particular, the fair credit reporting act...
Archived
What can I do if a debt coll. agency refuses to delete accounts I was never liable for off my credit report? Ins. paid late
Adam's answer
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Answered on October 27, 2017
You should contact a consumer attorney in your state that handles credit report errors on a contingency basis. You are entitled to the maximum...
Archived
If
Adam's answer
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Answered on September 26, 2017
Yes, there is nothing under the FCRA that prevents continued reporting *so long as it is accurate*. If it's not accurate, contact a consumer...
Archived
What to do when i get a letter from a law claiming I was in a accident with a person on a date when I never driven before ?
Adam's answer
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Answered on September 19, 2017
Check your credit reports as well for signs of ID theft. annualcreditreport.com for free credit reports
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