Archived
My credit report has collections that don't belong to me but to my ex whose phone account I help open.How can I have it removed
Adam's answer
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Answered on April 21, 2015
*If* you can document that the account is not yours apart from the Social Security number issue, you can and should file disputes with each of the...
Archived
My Credit Report shows Bankruptcy which I had never filed and shows that the Account included in CH 11. How can this happen?
Adam's answer
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Answered on April 17, 2015
Good news: The Fair Credit Reporting Act protects consumers like you in these situations. Under that statute, the credit bureaus are required to...
Archived
Original creditor and debt collector is named in lawsuit on sold debt
Adam's answer
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Answered on March 26, 2015
If there is anything at all on your credit report that is both negative and inaccurate, you should contact an attorney that handles claims under...
Archived
What's the best way to collect after winning in small claims?
Adam's answer
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Answered on March 19, 2015
If he doesn't respond, you can ask the court to force him to respond. If he still refuses, he eventually can be jailed until he responds.
Archived
I hired a contractor to install kitchen tiles and he has not responded to our requests to make corrections or finish the work.
Adam's answer
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Answered on March 19, 2015
You also can file a complaint with your county's office of consumer affairs and let them do the heavy lifting for you.
Archived
My BF has been identity theft by his parent. She used his SSN to open and use credit cards for herself. What should he do?
Adam's answer
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Answered on March 04, 2015
You should contact an attorney familiar with identity theft and credit reporting that can assist you to correct an inaccurate information on the...
Archived
When was ARTICLE 36-A HOME IMPROVEMENT enacted?
Adam's answer
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Answered on February 18, 2015
Yes, it was. You should contact an attorney who has experience representing homeowners in their dispute with home improvement contractors.
Archived
Help with a wedding photographer who hasn't fulfilled her end of contract
Adam's answer
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Answered on February 17, 2015
You will have to sue in Florida. This sounds straightforward and you may be able to handle by yourself in small claims court. But be prepared to...
Archived
Dealership running credit excessivly
Adam's answer
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Answered on January 21, 2015
The Fair Credit Reporting Act requires that any credible before a "permissible purpose." If any of those pulls were not for a valid permissible...
Archived
How do i go about clearing my name of a false claim of identity theft?
Adam's answer
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Answered on January 19, 2015
Here is some helpful information about identity theft if you suspect this may actually be an issue:...
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