Archived
We were turned down for an apartment lease "due to bad credit" but I question their report, which went back over 10 years.
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Answered on September 24, 2015
They must give you specific written disclosures and then an opportunity to dispute any negative information *before* they take "adverse action"...
Archived
How to fix my credit report with mortgage lenders
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Answered on August 21, 2015
You should contact an attorney with experience handling credit report errors. Do not go to a credit repair organization. In most cases, an...
Archived
I purchased a "brand new" car from an auto dealer which had 150 miles on it at the time of delivery. I was not aware of the
Adam's answer
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Answered on August 10, 2015
If there was a willful misrepresentation, you may have a claim under the federal odometer statute which provides for triple damages and your...
Archived
How do I get a tax ID number?
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Answered on August 06, 2015
You can apply via the IRS on their website.
Archived
Automobile warranty fraud
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Answered on August 02, 2015
I am not clear what your legal question is. You may be able to find helpful information with your state attorney general or here:...
Archived
Is there a certain number of times a company can text you a day?
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Answered on July 30, 2015
If you did not consent to these text messages, you could be entitled to between $500 and $1,500 per unauthorized texts. Contact an attorney that...
Archived
How can a Bank report to the Credit Bureau that I owe them w/o notification to me first?
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Answered on July 15, 2015
The Bad News: Companies do not need to notify you first before reporting information about you to the credit bureaus.
The Good News: the Fair...
Archived
Do we have a case? Cost to us.
Adam's answer
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Answered on July 14, 2015
You should also contact your county's office of consumer affairs for advice how to proceed. A complaint filed with them may assist you in...
Archived
Won Arbitrator's Ruling, does it need to be confirmed via Article 75. If so, what needs to be done so we can use in Federal Ct?
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Answered on July 08, 2015
You must file a petition to confirm the arbitration award. That converts the award from a private ruling to a state court judgment. I would...
Archived
How to file judgment after winning arbitration
Adam's answer
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Answered on July 05, 2015
You must file a petition to confirm the arbitration award. That converts the award from a private ruling to a state court judgment. I would...
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