DO NOT UNDER ANY CIRCUMSTANCES USE THIS "FIRM". If you are in credit card debt, you are probably feeling like this is your only way out. I am begging you to please not use this company. They are preying on and manipulating desperate people. I came to them with about $12,500 in credit card debt. ...They "settled" my debt for about 8,328.00 while I had been saving money in an account which they told me they would put towards my remaining debt. After 10 months I had deposited almost $3,000 to them and dropped my credit score almost 300 points because they told me I had to stop paying on my credit cards and pay them in stead. Next thing I know, they had talked me into getting a loan (which they pick for you) to pay off my remaining debt with an interest rate higher than my credit cards. At this point, getting a loan from them was the only way I could raise my now TERRIBLE credit score. They also kept all $3,000 from me that I had deposited over the last 10 months. So essentially I owe just as much money as I did before, I have an even higher interest rate, and I have a credit score so bad I can't even rent an apartment. They go so far in their client success kit to tell you to not even take a loan from a family or friend and use them instead. They say if a family member gives you money to pay off your debt, you should take all that money, deposit it into their "savings" account, stop paying on all your credit cards, ruin your credit score, and then let them settle your debts rather than just using that money to pay off your debts on your own. HOW DOES THAT MAKE SENSE?!! Read below: "If possible, would it be more beneficial for me to take a loan from a friend or family member versus pursuing debt relief? There are benefits to considering loans from friends and family (in some cases, they may not charge you interest or may offer more flexible repayment terms). However, unless your family member is paying off your debt without any expectation that you will pay it back, you will still need to repay what you’ve borrowed. In addition, borrowing from someone close to you may come with unwanted conditions or “strings” attached, and owing a friend or relative money may cause tension in your relationship. If you do choose to borrow from friends or family members, you have the option to use that loan to fully fund your dedicated savings account in one lump sum. In this case, the amount borrowed would be less than if you needed a loan to repay your balance in full." The Law Offices of Robert S. Gitmeid & Associates, PLLC are scammers, thieves, and criminals. STAY AWAY.

As with all other reviews, it has come to my conclusion Gitmeid Law is only out for themselves. After telling me on multiple occasions they are here to help me they did nothing but made my hardship much worse than if I had settled myself. The proof is that they told me they can no longer help me with... one of my accounts after continuously telling me to put what I could in my account at the time (lost income due to pandemic) and they were in touch with the creditor. After taking my account back over the women in the agency said she hasn't heard from anyone in over 6 months(documented). Long story short, she was able to honor the half off balance offer with the affordable payments that fit my budget. And may I mention no fee to process payment. Just another tactic to take your money!!! Beware at all costs. I will be contacting this company next week and withdrawing from their sneaky scam operation.

I’m buying a home & my loan officer said my credit report showed the accounts that Gitmeid negotiated & closed were not reported to the credit bureau. Now, they’re tell me “oh, we’re reaching out to them.” They are all aways “reaching out” to someone. When you are almost done paying off your de...bt they drag their feet to keep you as customer. Awful company

Gitmeid did settle a couple of accounts; however, for the last few accounts they started stretching things out so they could bill more fees and then tried to sell us a service to finance the balances when we had access to funds to pay the settlements. We continued to ask Gitmeid to pay the claims but... they didn't for almost a year so we were kind of stuck. Better off negotiating with your creditors yourself or hiring an attorney you know to reach settlements. Buyer Beware-caveat emptor!