If I could give negative stars I would. Stay away from this company! They start with great service but the moment you call to request something from them, it goes from person to person and never gets done. You ask for someone to call you back and they call back about a week later, this is after sayin...g it’s urgent. For the amount they charge you are better off paying your cards or negotiating yourself. Honestly the worst company to work with.

If you check the reviews on here, you can tell they either pay people to post or spam to give them a higher rating lol They destroyed my credit. I got sued twice. Telling me not to pay my credit card bills?! How did I fall for this! This firm has humiliated me and has taken my dignity. I came fo...r them for help and the bottom line is they make money while my credit score bottomed out. My life is legit ruined for now. Don’t do it. Report them to the attorney general in NYC. Enough is enough.

Not for nothing but it’s all in plain view, you can see the fees they charge in both their portals, I had 88G worth of debt, I settled for lesser amounts, some under 50% some over, but don’t complain if you don’t ask all the questions beforehand, yes they did go over their estimated timeframe by a li...ttle bit, this program is not for everyone. If you don’t have a decent income flow this method doesn’t work for you.