I been on the program for a number of years now, and Gitmeid has helped me to navigate and pay off my debt. I do agree the fees are high, but it’s better than being sued by creditors without any lawyer. Yes I could have filed for Chapter 7 bankruptcy, but I chose to go this route. Gitmeid has been ve...ry transparent about everything, and they were honest with me. I was told my credit score would plummet during this program, but it eventually brings your score up by paying off debt, and creditors will start offering cards. I am not supposed to use cards while on this program, which is fine. Overall my experience has been good. I have a few credit cards left to pay but the majority of all my debt has been paid off. Gitmeid has also worked with me on switching payment schedules in my financial situation, and they have always communicated and called me when debts were negotiated.

This firm has been nothing but a total disaster. When you ask to speak to someone on the legal team, they will yell you they are negotiating your debt, but there are no results to show. If you ask to get the name they are talking to at the bank or credit card company the can not give you an answer ... The lawyer lies to you. I am looking for a different company or will negotiate the debt myself.