Archived
I was never served a lis pendens but my house was foreclosed on nov 28,2012,I am still in the home. What are my rights
Jared's answer
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Answered on January 16, 2013
When you state the home was foreclosed on November 28, 2012, do you mean the complaint was filed on that date, or that a foreclosure sale took...
Archived
What happens to a first-mortgage lien during a judicial sale/foreclosure at a county auction?
Jared's answer
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Answered on January 16, 2013
The first mortgagee could sue the previous owner for the deficiency amount between what they collect from the auction, if it is not the winning...
Archived
Am I responsible for the for any taxes under the forgiveness of dept?
Jared's answer
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Answered on January 14, 2013
It may also depend on whether you were issued a Form 1099-A versus a Form 1099-C from the lender as to whether the debt was forgiven.
Archived
Can not pay hoa . does that mean that i can loose my house even if mortgage is on time?
Jared's answer
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Answered on January 14, 2013
Both of the above answers are correct. In fact, because you are current with your mortgage (and thus presumably no lender foreclosure complaint is...
Archived
I have a foreclosure summons that i have to answer, but i already received and agreeable loan modification from my bank.
Jared's answer
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Answered on January 11, 2013
It certainly sounds like you have a trial period modification and not a permanent modification. If so, the reason why the foreclosure complaint...
Archived
My home in VA was foreclosed on with a 1st and 2nd mortgage (originally both were with same bank but another bank bought the 2nd
Jared's answer
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Answered on January 10, 2013
Virginia law governs and you should post this question for that state's attorneys regarding the foreclosure.
Archived
The board of the hoa has been harrassing about foreclosing on a lien.
Jared's answer
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Answered on January 10, 2013
Are you saying you are a tenant of a house in an HOA and the owner is delinquent with his/her maintenance, so the Board has demanded you pay rent...
Archived
If i have a deficiency judgement in a foreclosure....and dont have the money to pay it...how does that work....
Jared's answer
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Answered on January 09, 2013
Most lenders do not pursue deficiency judgments. If a borrower did not have the money to remain current with his/her mortgage, odds are they are...
Archived
I just got notice of foreclosure, do I loose my voting rights with the condominium association?
Jared's answer
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Answered on January 09, 2013
It sounds like the condo association is in the wrong (shocker!).
Florida Statutes Section 718.303(5) states, "[a]n association may suspend the...
Archived
Tenant attorney needed to stop landlord harassment after Statutory Demand of Rent to HOA.
Jared's answer
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Answered on January 09, 2013
Barbara is spot on. The law which she cited plainly states, "If the parcel is occupied by a tenant and the parcel owner is delinquent in paying...
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