In regard Regulation E, the Electronic Funds Act, does this law apply to both consumer and small business accounts?

It doesn't include small business checking accounts. The definition of "account" under Reg. E is an account "established primarily for personal,...

I just receive a letter from the department of revenue for unpain medical bills claiming they could offset my federal return

Are these bills from a private creditor, or from a government program? Private creditors cannot get your federal tax refund (and, in almost every...

Breaching a websites terms of use

Based on your description it doesn't sound as if you're violating the terms of service. First, you are, in fact, using the website for exactly the...

How do I sue the powercompany for estamating my bill

Just to ask the pragmatic question: you'd rather pay "outrageous bills" than take the few minutes needed to read the meter?

Getty images sent me demand letter and states that I used a photo on my site that belongs to them.

Depending on what the letter says and what you believe about the image and your use of it, you should probably take the letter to a lawyer who can...

My "employer" offers health insurance to part-time employees. Am I still eligible for subsidies?

Generally speaking, no. Your employer offers health insurance to part timers, such as you, therefore you are not eligible for the subsidies. ...

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Are VPNS in the USA legal?

You mean a virtual private network? If so, then yes.

No. If you exceed the allowable exclusion amount, then you need to file the gift tax return. Gift tax will be due on the gift unless you can use...

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Single parent, cleans houses for several years, needs w2 to buy a home how do I do that? how do i begin to file taxes

In a word, no. You're self-employed and would provide your tax returns to show your income.

I wasn't aware that I qualified for the American Opportunity Tax Credit, now I would like to file a tax return to collect it.

You can file as many amended returns as you like, but you can't get a refund if it's been more than three years since the due date of the return. ...