I haven't paid my mortgage in 18 months, just received notification from lender requesting payment within 30 days.

4 weeks from the date notice is posted on your door until the sheriff's sale, then 6 months for your redemption period to run, then they have to...

They have no legal obligation to stop the foreclosure, just because you are pursuing a loan mod. They should have notified you of the new...

Will a bankruptcy filing keep my car from being repossessed?

At the very least, bankruptcy can delay repossession. Bankruptcy can be used to catch up a past due balance, and as long as you can afford the...

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Me and my spouse are in chapter 13 together. She loses her job. Her 401K is protected under the chapter 13. Can she cash out ?

You need to talk to the attorney that prepared your Ch. 13 immediately. In general, it would probably be best to convert to a Ch. 7 and receive a...

Can you put a house for sale when you are behind in taxes?

It's legal. But, the unpaid taxes will be your obligation once you buy the house. You will need to pay the taxes at the closing. You might ask...

I agree with the previous answers, but would add that the statute of limitations begins to run from the date of your last payment. Also, writing...

Federal exemptions will only protect a little less than $23,000.00. You may be able to protect the house better with MI exemptions, but you will...

Would my second mortgage lender have any recourse if i where to stop paying them but keeping my primary lender Current

So long as you didn't sign a reaffirmation agreement, they can only foreclose on the mortgage. They couldn't sue you personally. If there is $20k...

I have a sheriff's sale on my property TODAY! I want to SAVE my house! How to? THANKS!

If the sheriff's sale has taken place, your options are more limited. Assuming the sheriff's sale hasn't taken place yet, bankruptcy is the only...

I am looking to file for bankruptcy, does that mean that my wife has to file for it as well, what is the rules in Michigan?

She doesn't have to file with you, but her income must be included to determine whether you qualify for Chapter 7, or what your plan payment will...