Archived
Does amending a Chapter 7 Statement in order to add an overlooked income item make the original info bad faith or fraud?
Robert's answer
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Answered on March 19, 2013
As a matter of right, you are entitled to amend your schedules at any time once you have discovered new information. Omissions would probably not...
Archived
Filed chapter 7 in 2002. Just won Bid on HUD House. HUD lien search showed 3 liens from discharged creditors.
Robert's answer
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Answered on March 19, 2013
If the debts were discharged in your prior bankruptcy, the creditor cannot record them on your new property. My colleagues are correct, it would be...
Archived
Filing Ch 7 with income of both spouses which exceeds means test. One spouse retires in few months how does this effect the case
Robert's answer
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Answered on March 19, 2013
I would consult with a BK attorney in your area to calculate your ch 7 eligibility, based on the drop in household income. Pensions are included in...
Archived
After filing Chapter 7 Petition should I continue to make motor vehicle lease payments directly to the creditor as per lease.
Robert's answer
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Answered on March 18, 2013
If you intend on 'assuming the lease', check the applicable box on schedule g. You technically should make timely payments to the creditor...
Archived
After filing a Chapter 7 Voluntary Petition, am I allowed to sell or return personal property items listed on Schedule B?
Robert's answer
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Answered on March 18, 2013
You should wait until the Trustee files his final report on the court docket. Even if property is 'claimed' as exempt, the trustee has a chance to...
Archived
When filing Chapter 7, should a debt collection attorney or firm be listed as a creditor?
Robert's answer
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Answered on March 18, 2013
Yes by law you are required to list all creditors. I would notice them as an ''additional party", as to only include the amount of the debt once...
Is a mobile home considered real estate when you file chapter 7 bankruptcy
Robert's answer
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Answered on March 18, 2013
A Mobile home is personal property that should be listed on schedule b. It would be 'linked to liens' on B by value and listed on D, as it is...
Lawyers responsibility to search for liens prior to a BK-7.
Robert's answer
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Answered on March 18, 2013
Firstly, you should have notified your attorney of the liens. Secondly, even if you had notified your attorney of the existence of such liens, it...
Will a foreclosure show on my Credit report if the mortgage has already been discharged in BK ?
Robert's answer
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Answered on March 18, 2013
Probably not. Under that particular creditor, your credit report should read something along the lines of "discharged ch 7 bk, bal 0"
Archived
One of my creditors named in my chapter 7 is debiting money out of my account how can stop them.
Robert's answer
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Answered on March 18, 2013
If your case was filed, the creditor is in violation of the automatic, pursuant to s362. Send the creditor a letter informing them of your BK, with...
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