I am filing bankruptcy, but my husband is not. The mortgage is in his name as well as the property.

If the property and mortgage are not under your name, there is no debt pertaining to you thats needs to be reaffirmed. You must include your...

I need clarification on whether or not to include my unemployment benefits on schedule B and C of the bankruptcy forms.

I would not include unemployment benefits on B&C. They should be included on schedule I. If you are currently not receiving them but anticipate...

We filed Ch. 7 . Our lawyer said we would not loose the house. Now they want it. Can we get out of this?

I am going to go out on a limb here and assume that the trustee called for his own appraisal and the value came in higher then the appraisal that...

Chapter 7 Means Test

The means test is not absolute. There is also a provision of the 'totality of the circumstances' pursuant to 707b, which relates primarily to your...

That all depends on 1) how much equity is in your home and vehicles after deducting respective loan balances and 2) whether or not they fall...

Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?

As a legally married couple, you would have the right to file a joint BK petition or individually. In any event, if you decide to file...

Retaining an attorney for Chapter 7

You rolled the dice and decided to proceed without an attorney and you lost. I see this all the time. Bankruptcy Petition preparares are not...

I believe it is your duty to 'withhold' this money for NYS, thus creating a fiduciary relationship. Just like withholding taxes, ie trust fund...

Plan to file. ch 7 next week /want to surrender my '06 used car - owe 7000$. Should I surrender i now or wait? Don't want it.

You may surrender your vehicle prior to filing or shortly thereafter. Have you retained an attorney? You may want to verify that you are eligible...

With no car and social security income only, do I qualify for Chapter 7 bankruptcy in New York state?

It appears as though the correct jurisdiction for your BK filing would be the Southern District of NY-White Plains Division (of course i would need...