Not sure why this question was placed in the Debt category and, instead, I have moved it over to Criminal Defense.

You have briefly listed a bunch of relevant facts in a somewhat random way. One of the most notable is the last couple whereby you suggest your...

Sorry to hear about the personal challenges you are facing. In order to really be able to advise you though there are a host of unanswered...

If you haven't already, it is probably worth your time speaking to an attorney in your area that focuses at least in part on debt collections.

I think this question is better placed under the practice area of "Divorce & Separation" and you should seriously consider consulting with a...

I have moved your inquiry over to the practice area of "Employment & Labor" where it may receive more question-specific responses. Good luck.

I am responding to your follow up with attorney Koslyn who gave you some very good (free) advice to work with. You should read that a few times to...

This should really be under "Divorce & Separation" and not "Litigation" and so I have moved it over to there in hopes it will receive more on...

You may also want to take a look at the following article focused on auto repossessions in the state of Alabama: https://upsolve.org/al/repo-laws/

I think your question is better placed under the practice area of "Tax" and so have moved it over to there.