Your post is on the confusing side, and at the least is missing important information, so it is difficult to give a more exact response other than...

If the police responded to the scene of the accident, they would have spoken to the drivers/passengers at that time and, presumably, would have...

In furtherance of the spot on advice of Attorney Moore, and to be clear, the Amended Answer will take the place of the original answer so you have...

No, there is no such "proofreading service".

It sounds as if the attorney representing the plaintiffs (your family) has already given a clear explanation of what is happening. Bottom line is...

You've already have done what you were supposed to in your "scenario". You reported the accident to your insurance company. The insurer will...

Yes, you can move anywhere you want, including out of State, but as you will still be legally liable for any monetary verdict/judgment should one...

In the substantial number of States, family pets (dogs included) are considered "chattel" (property) under the law and you can only recover the...

I changed your field reference to Family, so you might get more responses from those practicing in Family Law. There is no way you can avoid...

These types of hyper-emotional accusations are, unfortunately, common place in child custody litigation. However, statements made in and/or during...