Archived
I had to file chapter 7 5 years and 4-months ago , I am a disabled widow and can't find a job, have been looking for 2.5 years c
Ted's answer
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Answered on April 14, 2017
I am sorry to learn of your situation. It sounds to me like you may be "collection proof." That means that you have no non-exempt assets or...
Archived
Can a creditor get the judge to dismiss a bankruptcy case?
Ted's answer
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Answered on April 14, 2017
You received a letter from whom? Do you have access to the docket report in your case? You appear to be proceeding pro se. It probably makes...
Archived
Can I file bankruptcy
Ted's answer
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Answered on April 14, 2017
Yes, in all likelihood you can file for bankruptcy protection. Whether bankruptcy is the best solution for you and, if so, what chapter you should...
Archived
When can I file Chapter 7 bankruptcy again?
Ted's answer
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Answered on April 13, 2017
You can always file another chapter 7, but you cannot get a discharge in the subsequent chapter 7 unless it is filed after the 8th anniversary of...
Archived
Will my personal credit score and credit report be affected?
Ted's answer
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Answered on April 13, 2017
Unless the creditor is able to pierce the "corporate veil" and make you liable for LLC debts, or you signed a personal guaranty, the default of the...
Archived
If a debt is charged off can the same creditor sue for debt
Ted's answer
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Answered on April 13, 2017
A charge off is not loan forgiveness or a release. A charge off is an accounting status, not an abrogation of the underlying contract.
Archived
When I received a summons for debt collection, I contacted the attorney and made payment in full, do I still need to go to court
Ted's answer
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Answered on April 12, 2017
Attorneys Edelman and Adams have together answered your question as completely and competently as possible.
Can a bankruptcy be reopened in state other than the state where the original action was discharged?
Ted's answer
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Answered on April 12, 2017
I have not encountered your issue before, but I suspect that the "administrative machinery" of the various bankruptcy clerks' offices would not...
Can I be sued for a debt that is 14 years old?
Ted's answer
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Answered on April 12, 2017
The claim is almost certainly barred by the statute of limitations. The SOL does not mean the creditor cannot sue, it means that you must raise...
Prenuptial agreement to be signed by someone who does not speak english
Ted's answer
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Answered on April 11, 2017
The only way to be "100% legally sound on this issue" is, as attorney Tarpy advises for your fiancé to engage her own independent counsel. Like...
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