Archived
What does it mean if NY bank answers info subpoena saying bank balance is below state exemption requirement and won't be held?
Ted's answer
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Answered on October 04, 2019
The money in the account is exempt and may not be garnished or seized. The creditor is denying any obligation to alert you if the account balance...
Archived
Will I be able to file bankruptcy upon returning to the US? If so, how soon?
Ted's answer
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Answered on October 03, 2019
If you have assets in the US, you can file now, even if you're not physically present in the US.
If you do not have assets in the US, you can...
Archived
I have my daughter under my bank acct and she is filling bankrupty there cant touch my money right
Ted's answer
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Answered on September 30, 2019
Mr. Kitchen has answered the question very ably. I can find nothing to add to his answer.
Archived
If you have another person take over payments on a car that you owe, is it legal?
Ted's answer
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Answered on September 30, 2019
What you did is legal, but not complete. You should have asked the lender to release you when the new party stepped in. But, the lender may have...
Archived
Wage Garnishment
Ted's answer
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Answered on September 28, 2019
Why not consider exploring whether you can discharge this debt (and your other non-support debt) in a bankruptcy case?
Archived
My mother is buying me a brand new car with cash. Is it a bad idea, I plan on filing bankruptcy
Ted's answer
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Answered on September 28, 2019
Tell your mother to STOP. Now is not the time to buy you a brand new car in your name with cash.
Do yourself a favor and consult an...
Archived
Am I able to file a chapter 7 bankruptcy even after liquidating my 401K?
Ted's answer
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Answered on September 28, 2019
I'm sorry you find yourself in this situation. You tried to make the best decisions under the circumstances but I'm afraid you've made some less...
Terrified Young Adult In NY, being sued by Mandarich Law, what should I do?
Ted's answer
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Answered on September 28, 2019
We all make mistakes. Don't beat yourself over this one. This problem is solvable.
Consider a no-obligation consultation with a debt relief...
Can I enforce this judgment as an unsecured creditor?
Ted's answer
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Answered on September 25, 2019
The secured creditor is "first-in-right" with respect to the asset or assets that secure the creditor's claim. That means that the secured...
Archived
My x fiance owes me 10,000 through a loan how do I get him to pay it back?
Ted's answer
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Answered on September 24, 2019
Gather all supporting information, if any, and consult with a local attorney as to the strength of your evidence. Pursue legal action if the...
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