Can I have someone's wages Garnished ?

File a lawsuit. Get a judgment. Begin garnishment and levies. The path is procedurally challenging -- consider hiring local counsel who'll take...

What steps do I take after receiving summons from a debt collector?

Do you have any defenses to the claim? Has the statute of limitations run on the claim? These are among the preliminary questions you need to...

What should I do.

What do you want to accomplish? Pay off the debt? Enter into a payment plan? Discharge the debt completely in a bankruptcy case? Stop any...

If the case was dismissed with prejudice, it cannot be refiled, period. Not by the old firm, not by the new firm. Not by a transferee of the...

How can I receive a judgment?

A private investigator will likely be able to find the employee/embezzler. I would think that a court in Virginia would have no reluctance to...

Chapter 7 Bankruptcy and Student Loans

You have to prove "undue hardship" to discharge most student loans in bankruptcy. To demonstrate undue hardship one must show that (a) the debtor...

CAN I file chapter 7 bankruptcy

Chapter 7 bankruptcy appears to be an excellent option for your consideration. Your counsel will want to know much more about your personal and...

What would be a reasonable percentage of discount I can request from the collector in order to reduce a debt I want to settle?

As the others have stated, there are many factors that influence an acceptable discount. Lump sum payments will result in larger discounts, and if...

Does the answer to a civil summons need to be in any special format? Is it necessary to have it drawn up by a lawyer?

A lawyer is not required, but, as attorney Bunce intimates, any answer you prepare by yourself will likely not adequately address all relevant...

Credit card

There are two kinds of fraud involved. The first is civil fraud, which is actionable by your husband, but it appears he's not inclined to pursue...