In a debt collection case, can a plaintiff file for summary judgment 16 months after I filed my Answer and no other action made?

Is the plaintiff the original creditor or a 3rd party debt collector? Third party debt collectors often cannot prove that they own the debt, so...

If landlord/ tenant neglected a walk-through at start of lease, can tenant still be responsible for damage caused by negligence?

It's best practice for both the landlord and tenant to perform a walk through of the apartment, taking notes of all damage and things needing...

As a subtenant, am I responsible for any prior damage caused?

It really depends on what your sublease says exactly, but if you didn't cause the damage and you left the apartment in the state you found it, you...

What information do I need to provide them with? EX. social security number, birthday, address, phone number, etc?

If you file an order to show cause to vacate the default judgment and it gets granted, it will eliminate the need for you to provide all of your...

A creditor(law office firm)put a restraint on my checking account which was in my name only(husband debt-never went after him

It sounds like your income is protected under the EIPA. You should have been served with exemption forms. If not, write to the bank to advise that...

Is there a possible way to stop wage garnishment and work out a different payment deal with the collection agency?

Is the student loan federal or private? Federal lenders have many more remedies against debtors and it's almost impossible to fend them off or...

Can i be taken to court for not paying back a online payday loan

Not in NY. Payday loans are illegal and unenforceable in NY because they violate our usury laws.

Is there anyway that I can stay in the current apartment as a sublease?

Unfortunately your sublease is subject to the tenant's lease. If her lease expired and she opted not to renew her lease, she can no longer sublet...

Is it legal for a bank to take money out of my savings account to pay off a joint holders credit card without a judgement?

The creditor (unless we're talking about a federal student loan holder or a government entity) must file an action to recover the money from you...

No notice of judgment filed against me which means I had no chance of disputing it in court. What can I do. Very angry.

You should go to the court where the judgment was filed ASAP to file and Order to Show Cause to get the default judgment vacated. Your excuse is...

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