Archived
I'm behind 1yr. on my mortgage i just recieved a letter to go to court for a settlement coference is that ok to go to and why?
Tanya's answer
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Answered on June 06, 2009
As to the worth of your home and the merit of saving it, that depends. What are you willing to do to keep it? If their is a second lien,...
Archived
I'm behind 1yr. on my mortgage i just recieved a letter to go to court for a settlement coference is that ok to go to and why?
Tanya's answer
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Answered on June 06, 2009
A settlement conference is required in New York when a lender admits that the delinquent mortgage involves a sub-prime/alternative loan. Go to...
Archived
What do I have to do to get people who are not on the rental agreement but living at my house to get out
Tanya's answer
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Answered on June 05, 2009
Start with a written letter asking them to leave. This will be good evidence if you take them to small claims/housing court. Certified mail is...
Archived
Behind mortgage 90 days..due to husband's business slowdown..can we save out home from fclosure?
Tanya's answer
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Answered on June 05, 2009
Foreclosure is a time sensitive proceeding. Here are some cautions (not legal advice).
1. Lenders will take your money and continue with the...
Archived
If i go bankrupt will i lose my home
Tanya's answer
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Answered on May 28, 2009
I believe Illinois has a homestead exemption law that will protect your home. Keep making the payments and you will keep your home after...
Archived
How can I stop the harrasment of a collection agency that is trying to get me to pay 50% of a $400 debt that I do not owe?
Tanya's answer
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Answered on May 28, 2009
It may be fraud. One way to find out is to report them to the better business bureau. Another way is to contact your states Banking Department...
Archived
How can I get a student loan that is in collects at fixed rate so that I can actually pay the loan off.
Tanya's answer
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Answered on May 28, 2009
Bankruptcy is one option. Chapter 7 won't discharge student debts but it can get rid of other consumer debts so that you can make hire monthly...
Archived
How can I get an atv that's in my name back? Please!
Tanya's answer
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Answered on May 28, 2009
It's in your name. You're not married to him. Go to small claims court or hire an attorney. If he breaks it or sells it, the court will likely...
Archived
Can I (tenant) break a lease if the house I just moved into is infested with brown banded roaches?
Tanya's answer
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Answered on May 28, 2009
The law, and I believe this is true in Arizona as well, requires rental homes to be clean, safe and habitable. I do not practice in Arizona, but...
Archived
I am being forced to let 2 investment properties go into forclosure, can the lender come after my other 3 investment properties?
Tanya's answer
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Answered on May 28, 2009
If they are both foreclosed and there is no deficiency, you're a winner. However, if there is likely going to be a deficiency several things could...
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