Archived
Can you convert a Chapter 13 to a Chapter 7 Bankruptcy? Can trustee payments be greatly reduced if income is affected?
Robert's answer
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Answered on October 01, 2012
I assume the reason you filed a 13 in the first place was to bring the mortgage arrears current on the property....sure, you can convert to a 7...
Archived
Praecipe for Default Judgement filed in adavnce of Bankruptcy filing and discharge. What are my options?
Robert's answer
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Answered on October 01, 2012
Why do you think you have to pay Citibank anything at all? You filed bankruptcy. I don't understand.
I was given a Transit Adjudication Bureau Ticket for entering the subway without payment. I am a 1L in law school.
Robert's answer
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Answered on October 01, 2012
Geez. You are putting your entire future (and your entire law school investment) on the line because you don't want to pay a subway fare? I...
Archived
My husband has credit cards in his name only that he has maxed out. We are joint owners of our home, am I liable in PA?
Robert's answer
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Answered on October 01, 2012
No, I don't see you as being directly responsible for his debts, but potential issues notwithstanding, why don't you both file bankruptcy? As...
Archived
76 year old single is 10K in credit card debt and 50K mortgage. Wants to keep her home. What should she do she lost her job.
Robert's answer
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Answered on October 01, 2012
Perhaps she could consider a reverse mortgage, if there is enough equity in the property?
Archived
Chapter 7 and the use of In re Breezley,994 F.2d 1433 (1993)....can this be used if debt was incurred after filling Ch. 7?
Robert's answer
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Answered on September 30, 2012
What is your question? When she filed bankruptcy, she wiped out your debt to you (at least legally). If she borrowed money from you AFTER the...
Archived
Can my Federal student loans be discharged in a bankruptcy?
Robert's answer
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Answered on September 30, 2012
In your case, you won't be able to discharge either. Sorry. Maybe (hopefully) the laws will change after the election....it might be worth it to...
Archived
How do i file a proof of claim in a Chapter 7 filing with a hearing of creditors
schedutled for October 15th?
Robert's answer
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Answered on September 30, 2012
I wouldn't charge you to simply file a proof of claim if you want to email me- [email protected]
whether it will actually yield you any...
Archived
Will the DOJ investigate a trustee that is clearly incompetent.
Robert's answer
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Answered on September 30, 2012
I think the trustee, from what you said, is actually right.
1) Of course the trustee is selling assets from your company bankruptcy....THAT'S...
Archived
Hello. I filed a chapter 7 bankruptcy that was discharged 08/2012. How do I know if my student loans were discharged?
Robert's answer
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Answered on September 29, 2012
nice try. But no. They were not discharged. No way.
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