Archived
Bank account was frozen due to unpaid student loan in another state--guaranteed by MI. I live in TX. how to unfreeze TX accts?
Robert's answer
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Answered on August 07, 2012
The best and most obvious way to unfreeze your account is to make some sort of arrangement with the student loan creditor. I don't know if you...
Which New York County Court would someone file revocable trust documents at?
Robert's answer
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Answered on August 07, 2012
Yes, Surrogate Court is a good place to start.
Archived
Getting sued for 10 year old debt. have 4 days to reply. want to file chapter 7 bankruptcy. do i have time?
Robert's answer
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Answered on August 07, 2012
If you filed bankruptcy in 2002, you are probably okay on that score. I don't understand why someone is suing you for a "ten year old debt", as...
Archived
I forgot to list a creditor on my chapter 7 NO ASSET bankrupcy in MA.
Am I covered by the discharge? It was about 18mo ago.
Robert's answer
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Answered on August 07, 2012
In most of the nation, you wouldn't have to worry, but in the First Circuit, the rules are a bit stricter. They are more willing to find debts...
Archived
I'm considering 'debt negotiation' as an alternative to bankruptcy on credit card judgement. Any advice/tips are appreciated!
Robert's answer
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Answered on August 07, 2012
Mr. Walton is as always correct, though I would add that while the forgiveness of taxable debt is taxable strictly speaking, in real life it often...
Can the funds from an infant compromise settlement be invested in mutual funds under the child's name not to be touched until 18
Robert's answer
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Answered on August 07, 2012
Certainly, yes, this is what various trusts/ estate planning devices are used for.
Archived
How do you pay for a bankruptcy lawyer
Robert's answer
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Answered on August 07, 2012
When you schedule a free consultation with an attorney in your area, explain your situation. For my NY clients, I make every effort to make sure...
Archived
Can the same attorney represent my ex-wife and I for an adversary proceeding to discharge her private student loans?
Robert's answer
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Answered on August 07, 2012
If you both consent that he represent you both, I don't see why not. Do you have an issue with it?
Date of birth is wrong on the original Amex credit card application. Does it prove that the card was frauduently opened?
Robert's answer
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Answered on August 07, 2012
Respond to the collector by asking for verification of the debt, and telling that person you were the victim of identity fraud. Keep copies of...
Archived
What are my student loan options? We are paying too much.
Robert's answer
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Answered on August 07, 2012
You have a serious problem and there are no easy answers. You have little leverage to force the creditors to work with you, except defaulting,...
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