How do I know if Bankruptcy is the right choice for me?

I think you are on the right track in considering bankruptcy, given what you said. It's something you should do in consultation with an attorney,...

Selected as the best answer

What do you do if you are getting sued on a debt that is outside the statute of limitation?

You, or your attorney, simply raise it as a defense at your trial/hearing.

Can landlord withhold our security deposit bc he says he "thinks" there may be back common chg.'s he hasn't yet figured out?

He'd better start thinking faster, or else you might be able to bring an action against him. I would, or have my attorney, send him a letter to...

I filed bankrupcy and the mortgage company is still filing a lawsuit?

If you own that property, and the bankruptcy judge did not give permission for them to proceed against this property (lift stay motion) and or the...

Yes

I've never heard of that.

Can collections report an amount on my credit while judgement is pending?

1) Yes 2) You're probably stuck for that, too. 3) You could, but I think ultimately, it's probably a waste of time. I think for this amount of...

Can my mortgage come after me to seek any deficiency, even if my chapter 13 plan is approved?

Unless your Chapter 13 plan somehow states otherwise (I have seen this done) then the answer is probably yes.

Do you have to have credit card debt in order to file chapter 7?

No, not at all. Some people have other kids of debt, such as medical bills. Why not file and walk away from the house? More information...

What should I do if I cannot get my attorney to respond to my calls?

Hire a new attorney and fire the current one. Your new attorney will advise you on how to proceed.