Plan on filing BK. I gave a car to my son 10 months ago, would this affect him? He is located in another state.

Yes, the trustee could certainly question this, as a fraudulent conveyance. You can't give money or other assets away and leave your creditors...

Tthe seller financer placed my house in TX for sale without sending me any foreclosure papers.

Is your name on the deed/title to property? I think we use different terminology here in NY. :)

If i owe money can they go after my wifes income or car if she was never was on any papper work

No, very unlikely.

My husband just passed away, he had two or three credit cards in his name only. Am I responsible for those balances?

No. His estate is.

Property deed in Florida

Are you wanting to do this because you can't obtain title insurance?

If my Dad has a judgement against him and the bank has frozen his savings account can they freeze mine to? He is on it aswell.

No, they cannot freeze your account, unless they have a judgment against you personally.

It is my understanding that death cancels the obligation on a student loan.

Yes.

I just got a letter from an attorney taped to my door step the house im renting is going for auction in less then month ?

If you have a lease, the new owner (the bank?) is likely subject to it.

What recourse do we have to recover our losses from prepaying an individual for season tickets, he cashed the check, no tickets?

I would just sue him, I don't think it would go far as a criminal matter.