He doesn't know what he's doing if he purposely shut off your hot water. There are strict rules against doing that. Please contact a lawyer...

Why would unemployment say that I owe them 4000.00 for an overpayment of 1500.00

You would probably be well served by speaking with a local attorney. It probably would be a fine or penalty, but I don't know what they told you.

ATTORNEY STEPHAN VICTOR FUTURAL : Am i responsible for 18 year olds medical bills, Follow up.

If you want the advice of this attorney, why not email him privately?

I have a fraud judgement against an individual who is filing a chapter 7.

I would say even if it was excepted from discharge, that judgment is probably worthless anyway, just as an observation.

Bankruptcy may be an option, depending on your overall situation. A (free!) consultation with a local bankruptcy attorney would be an excellent...

LOOKING FOR SOMEONE (ATTORNEY) IN MISSOURI THAT CAN HELP MODIFY MY MORTGAGE. HAVE BEEN TRYING SINCE A JOB LOSS IN FEB. 2010.

If you are on food stamps, why might it not be a better idea to let the house go and seek to live in a cheaper rental? Mortgage modification...

I am filing bankruptcy what is the best, most efficient and affordable way to do so without me having to get all the information

Everything IS included, when you file. If you leave something off, it's very likely discharged anyway.

I owe almost 21000 in credit card debt. I work as a cashier and now the credit company will start garnishing my paycheck.

It's illegal to fire someone from their job simply because they filed bankruptcy. I wouldn't worry about that very much, personally.

IF A COMPANY (GOLUB CORPORATION/PRICE CHOPPER SUPERMARKETS) HAS SIGNS ALL OVER SAYING THEY WILL DO SOMETHING BUT FAILS TO DO SO

It's funny because I think I was in that exact same Price Chopper store recently. Let's sue them!

Why is the lein not closed?

The lien was on your house, it should have no effect on you. They can't enforce it against you personally. Different places have different...