If I can't pay the amount the credit card collection agency wants what can I do

Collection agents will always make situations seem more urgent than they are. I agree if you are to make any payment it should not be done using a...

I assume you mean your chapter 13 (not 7) petition. The answer is yes, you can change your 341 meeting by filing an amended plan and getting...

Pay day loans are not enforceable in New York as they violate usury laws. In addition, you cannot be served over the telephone. Collection...

Foreclosure tax sale summons received

You should contact the local tax office and find out the exact amount that is owed. You should also confirm with the court the exact amount...

Can a bank foreclose on manufactured home that is personal property & that's never been attached to the Deed of Trust?

A bank can have a security agreement against the manufactured home and likely does. It would be very rare in such a transaction for a lender not...

Who seeks a deficiency judgement against us after a foreclosure on an FHA loan?

Your realtor is incorrect. Just because you have mortgage insurance does not mean that the insurance company will not seek to be reimbursed by...

Do I qualify for a modification loan if I have two homes and now retired?

As long as you can show sufficient income (rental income, retirement income, social security, family contribution, etc.) to cover the costs of...

Since a private investor has no rule that they have to follow Obama loan modification and its not a fanny or freddy loan and the

Many private lenders offer their own modification programs and you could receive a modification with similar terms to a government modification....

How can a private investor follow Obama regulations for a loan mod for homeowners

I agree with the other postings that you will not be eligible for the HAMP program. However, many private lenders offer their own modification...

What happens to my HELOC when city forecloses for back property taxes ?

In addition to the taxes being paid prior to the HELOC, the lender will likely sue you for the balance owed (known as a deficiency judgment). In...