Is it fraud if my son used his student loans to help pay bills for me and his step-dad?

I don't believe it's fraud if he was utilizing the funds to pay living expenses during the period in which he was getting an education. He likely...

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Private Student Loan Discharged in Bankruptcy?

You can file an adversary proceeding in which you argue that repaying the student loans would place an undue burden upon you. You need to...

What does legally separated mean?

Legal separation involves settling all of the issues that would arise in a divorce case such as support, visitation, custody, property...

OUR LOAN WAS SOLD TO MORGAN STANLEY

Yes, the investor will have to approve the modification as you will not qualify for any government backed programs. You apply for the modification...

A legally separated man, pays child support for 2 college kids. What legal rights does that wife have?

You are always free to demand anything but whether you are going to receive it or not is the issue. The question depends on many factors and...

How long after filing a chapter 13 can you file a chapter 7?

Six years after the discharge date.

How long do i have to wait to fill chapter 7

You can file chapter 13 now and receive a discharge and chapter 7 again in 8 years assuming you received a discharge in the first case.

Can a debt collector sue me without a license in NY if they have a NY based attorney representing them?

Yes, it is not uncommon for a creditor to to retain local counsel in order to obtain and enforce a judgment against you.

After my Chapter 7, I got a 1099. What should I do?

Speak with your accountant. Discharged debts in bankruptcy are not taxable and you should not be issued a 1099.

Can the state of Michigan Take my federal student loans for Owing back child support. It goes on a debit mastercard

No, federal student loans cannot be garnished by creditors.