Archived
Can my defaulted student loan be expunged through bankruptcy proceedings and circumvent a tax return offset?
Arthur's answer
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Answered on April 14, 2014
It is possible to discharge a student loan in bankruptcy but you must have an undue hardship. You must have made an effort to repay the loan, be...
Archived
I put 500 dollars down on a car in Florida and sign an offer sheet not a contract at the bottom in small print read no refund
Arthur's answer
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Answered on April 14, 2014
I agree, post your question on the Florida page.
Archived
How do I file a complaint in my landlord's bankruptcy to ensure that my security deposit is not 'discharged" in his Chapter 7?
Arthur's answer
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Answered on April 14, 2014
You have to file an adversary proceeding by the deadline listed on the notice you received. I agree with the other comments, you should retain the...
Archived
What the banks if I don't pay my credit cads
Arthur's answer
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Answered on April 14, 2014
They will eventually send the accounts to collection and then to law firms to obtain judgments against you. They cannot take your social security...
Archived
Can filing bankrupcy realese my licence the judgement lean was for auto accident
Arthur's answer
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Answered on April 14, 2014
Yes, consult with local bankruptcy counsel on what is required to get the debt discharged and to reinstate your license with the dmv.
Archived
Does filing bankruptcy while single affect your future spouse once married?
Arthur's answer
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Answered on April 14, 2014
Your bankruptcy will not impact him in any way unless you have joint accounts. You will still be able to qualify for things like an apartment if...
Archived
Are fast cash loan companies alowed to call my job everyday and threaten me at work?
Arthur's answer
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Answered on April 14, 2014
I agree with Mr. Holman regarding abusive collection practice acts under the FDCPA. You should request their address and send a certified letter...
Archived
Can a debt collector collect more than half the amount of the debt?
Arthur's answer
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Answered on April 14, 2014
Yes, the past due amount likely includes interest and attorneys fees. You can likely settle with them for a big discount if you contact them and...
Archived
WHAT BANKRUPCY CHAPER I HAVE TO FILLING FOR?
Arthur's answer
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Answered on April 14, 2014
Sounds like chapter 7 would be your best option. You will not lose section 8 housing due to a bankruptcy filing.
Archived
Can ex-spouse claim my pension if no DRO was drawn up at divorce?
Arthur's answer
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Answered on April 12, 2014
No, if it is absent from the agreement, in my opinion he does not have a claim to it as the agreement specifies the division of assets.
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