How do I settle a judgement?

You can contact opposing counsel directly and submit an offer to settle the debt. You should explain your hardship situation as it should help...

Summons complaint from debt collector

I am not a TN attorney so I do not know the specifics of procedure there but I would imagine that if you have settled the matter that a settlement...

Debt Collector leaving voicemails at work

You can send them a cease and desist letter if you would like them to stop contacting you although that may force them to sue you. you can contact...

Credit Card Debt

Yes, they often pursue judgment unless you had already signed or accepted the settlement agreement. They often trick consumers into thinking that...

How do I go about paying off a debt, when the lowest payment option is beyond my means?

Sometimes if you show your financial hardship by providing your income and expenses as well as showing your bank statements the creditor comes to...

What should I do about the medical bill sent to collections?

It will stay as a negative account and impact your score but you should try to resolve the issue as otherwise the creditor may decide to take legal...

Charge-off

A charge-off is an accounting term that does not mean that you no longer owe the debt or that the creditor will stop attempting to collect on it....

What can I do about Ford motors filing a judgement against me from 2003?

I don't know the rules in CA but maybe you have a reason to have the judgment vacated which would reopen the case. You could always try calling...

First, you should retain an attorney as these are complicated matters. You should also make sure that you do not miss the deadline to submit an...

Do I need to seek a lawyer to resolve all my debt? Or can I handle/settle it myself and not worry it may come back somehow?

This is something you should retain a lawyer for. There are many legal/technical issues that you may not understand or see that may end up hurting...