Under the FDCPA, once you file with a debt settlement company are the creditors still allowed to contact you?

I would generally be quite weary of dealing with any debt settlement firm because you just don't know what they are actually doing on your behalf. ...

Debt collection lawsuit...should I try to settle the amount owed?

The first thing you should do is make sure to either hire an attorney to submit an answer on your behalf or submit one yourself. At the least this...

You should try sending them a debt validation letter to see what they can actually come up with. Contact a consumer attorney in your area as they...

I got served to appear at circuit court of cook county for $3000 debt I owe Discover credit card.

If you show up to court you may be able to get an even better deal done right there and then. You can always ask for an adjournment which will...

Do I tell them yes and then Default? Or keep working with them until my court date?

You may want to call them and tell them that it must be separated into a payment arrangement. We have found that they will usually accept the deal....

Can a college who agreed to a balance settlement agreement which included waiver of partial balance in an email retract offer?

You really have to look at the body of the language to see what the offer is and whether they have given you a date to accept by. With that being...

In CT, what is a good settlement offer with a collection agency to avoid court involvement?

You should hire an attorney immediately in this matter as you will likely be able to reach a reasonable settlement. However, if you cannot do so...

Answered a credit card lawsuit summons to avoid default judgment. Got response they say they deny. What's going to happen next?

My colleague did a nice job of outlining the litigation process in this situation. I would add that obtaining an attorney will really buy you some...

I want to file Chapter 7 for current debt but also 25 year old credit card judgments because they can follow me for life.

I agree with my colleagues and would add that if the credit reporting agencies are not reporting the debt or judgments and the court has no record...

When would a judge consider that i broke a written contract?

I agree with my colleague above and would add that these collectors will usually sue right before the SOL period has run so you need to really...