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A friend "borrowed' MONEY ON MY CREDIT cards,he's gone and I can't make payments(i'm on disabilty)Can they take house or money?
Arthur's answer
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Answered on June 12, 2014
If you are on SSD then they generally will not be able to enforce any kind of judgment against you as SSD income is exempt. They may however put a...
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I am being sued and I am representing myself.( so far) Can I retain an attorney at anytime? and can I counter sue at anytime?
Arthur's answer
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Answered on June 11, 2014
These are tricky suits and the need for an attorney is essential most of the time. If this is a debt buyer then you have a very good shot of...
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Sued by MIDLAND FUNDING for 5 year old debt...
Can the Junk Debt buyer collect on the original amount, or only what they paid?
Arthur's answer
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Answered on June 11, 2014
Midland is one of the bigger debt buyers but a debt buyer nonetheless so you must force them to prove standing via chain of title and assignment. ...
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I received 2 satisfaction letters for garnishments that aren't paid in full yet. Lawyer said it was a mistake, do I have to pay
Arthur's answer
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Answered on June 04, 2014
You should contact an attorney that handles FDCPA violations as this sounds like it may qualify due to deceptive nature of the letter and...
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Can a Collection Agency sue after Original Creditor discharged the debt?
Arthur's answer
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Answered on June 04, 2014
It sounds like the debt was charged of which is really an accounting term and doesn't mean that the debt is not owed anymore. If there is a default...
Archived
Can a credit card company attempt to collect a debt by wage garnishment on a debt (7+ yrs old) for 1000's of $ more than balance
Arthur's answer
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Answered on June 03, 2014
There are a few different issues at work here. First it is possible that the SOL was restarted by making that $29 payment. If they are still...
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Am I liable to pay a third party collection agency (BOR) a debt they will not validate?
Arthur's answer
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Answered on June 03, 2014
This certainly does sound like a scam but could very likely be a Payday loan company at work. This is a very common practice for them.
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Can a collection company garnish my wages with out a judgment
Arthur's answer
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Answered on June 03, 2014
They cannot do so unless this is a federal student loan debt which can be administratively garnished by the government without obtaining a judgment...
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Can a old debt collector before I had a stroke and a traumatic brain injury garnish my wages while on SSDI
Arthur's answer
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Answered on May 31, 2014
SSDI is generally exempt income so they would not be able to garnish your wages unless there is other income that you receive that is not exempt. ...
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What legal rights do I have if a collection agency fails to respond to settlement attempts for over five months?
Arthur's answer
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Answered on May 30, 2014
I agree that a debt validation request is a good option but you may also want to send a letter return receipt requested to them with an offer so...