I paid my creditor before I recieved a settlement letter. Can I still get one?

You should call and ask them for a confirmatory settlement letter just to protect yourself in the future. Sometimes another party will attempt to...

Equity one placed two judgments against me in 2007, then equity one was taken over by spring leaf financial. Spring leaf then

This is a complicated issue that you should consult with a consumer attorney about. You can go about the reporting of the debt by disputing it...

I have a hearing in a few days and have worked out payment arrangements with the law firm. How do I best prepare?

I would recommend submitting an answer if you received a summons and complaint. This will at least protect you against a default judgment so that...

It really depends on who the owner of this loan is. If this is a federal loan then the Dept of Education can certainly be reported on your report....

There is a garnishment filed against me and I was not notified about it. found out through clerk of court records.

This sounds like the classic default judgment situation. It is likely that they served you at an incorrect address and that is why there is a...

How did a loan company garnish my wages without so much as a court date???

It sounds like they obtained a default judgment against you. It would be wise to contact an attorney in your area so that you can discuss...

Garnishment limits

What you should really be focusing on is getting the federal student loan out of default instead of figuring out how much you will be garnished....

Old inflated credit card debt from 7 years ago is on my credit report. Letters to credit bureaus with docs go ignored. Now what?

Just because the debt has been charged off and the SOL has run doesn't mean that you do not owe this debt anymore. This common misconception...

Selected as the best answer

In pa if i open a checking account with my husband, can a debt collector put a levy on it.

It is tough to answer this question without some more details on exactly what the situation is. However if there is a judgment against you then the...

What steps should I take to stop account collection that does not belong to me?

It is likely that the SOL has passed in this situation but that just means that they cannot sue you but can still attempt to collect. You can try...