Archived
Can my wages be garnished for a debt to a local college that is over 10 years old? This is not a federal student loan.
Arthur's answer
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Answered on October 21, 2015
You should confirm whether this is a private student loan or tuition debt. You can be sued on both and if they obtain a judgment against you, then...
Archived
Private education loan default
Arthur's answer
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Answered on October 21, 2015
If this is a private student loan and in pre-litigation you have a good opportunity to reach out to the attorneys representing the student loan...
Archived
Can a credit union garnish my paycheck for not paying remainder of debt from voluntary repossesion?
Arthur's answer
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Answered on April 22, 2015
The question here is whether they have sued you in an attempt to obtain a judgment against you. That would give them the right to garnish wages in...
Archived
How do I approach the topic of a settlement for a $4000 credit card debt with the card company's lawyer?
Arthur's answer
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Answered on March 14, 2015
Depending on whether the creditor is a debt buyer or an original creditor makes a big difference in obtaining any settlement but in this case the...
Who pays poundage?
Arthur's answer
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Answered on March 13, 2015
Unfortunately the Marshal or Sheriff's 5% poundage fee is fairly standard.
Archived
What can I do to clear up a large credit card debt on my credit that is not mine and have been unaware of the damages.
Arthur's answer
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Answered on March 13, 2015
You should inquire if you were an authorized user on the card or if you were the primary or joint account holder on the card. You may have a fraud...
Archived
I signed a contract with a debt mgmt company to help settle a debt with a creditor. Unable to settle the debt before my trial..
Arthur's answer
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Answered on March 13, 2015
Many of these "debt settlement" companies are usually sham operations and almost never have attorneys that can defend you in court. I would advise...
Archived
If i pay a settlement with a collection agency for college debt am I still liable for the balance of the account to the college?
Arthur's answer
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Answered on March 10, 2015
This is a fairly common occurrence and shows why it is so important to obtain either a settlement stipulation or agreement that has all the terms...
Archived
Can a credit card company do a cancellation of debt after it was "charged off as bad debt"?
Arthur's answer
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Answered on March 06, 2015
There is a common misconception about a "charge off" or "written off" debt. These do not mean that you no longer owe the debt but just that the...
Archived
I borrowed my credit card to my partner to buy some items and he doesn't want to pay me back. Can I sue him?
Arthur's answer
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Answered on March 06, 2015
I agree that a small claims or lower court action may be the best way to go in this situation. You do have a fair chance of obtaining a default...