Archived
If I have notified the mortgage companies that I'm vacating, am I still responsible for HOA dues? In NJ
Paul's answer
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Answered on September 03, 2010
I do not practice in New Jersey and do not know if there is a specific exception, but generally you would be personally responsible for HOA dues...
Archived
Can you leave estate to be shared equally among two siblings with stipulations?
Paul's answer
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Answered on September 03, 2010
I'm sure that typew of request could be structured in a will. You should consult with an attorney to see how it is best done.
Archived
Credit Card account has been charged off by the credit card company - should i settle or pay it off slowly through an agency?
Paul's answer
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Answered on September 03, 2010
The damage has been done. Does the issuing bank still own it? As a practical matter, it might be better to settle it and use the money to pay off...
Archived
2 different collection agencies have contacted me re the same creditor.Is it legal for each of them to pursue me?
Paul's answer
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Answered on September 03, 2010
This could really turn into a disaster for your credit. The original creditor has probably sold the debt and it has probably been resold. Has...
Archived
My mother is terminal and named me executor of her will many years ago. Can I decline the job?
Paul's answer
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Answered on September 03, 2010
You are under no legal obligation to serve as the executor of the will. If someone offers the will for probate, you may have to execute a waiver...
Archived
What's the effect of amending a creditor schedule in a Chap. 7 after a discharge has been entered and the bankruptcy has closed?
Paul's answer
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Answered on September 02, 2010
The amount of effort you should put in this depends upon the assets that the debtor may have. Are there any that are attachable?
Archived
My mother passed on and left only one bill to a computer company. Do we the children have to pay this?
Paul's answer
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Answered on September 02, 2010
The amount in her checking account would be considered an asset and would be used to pay debts of the estate. In New York debts are prioritized;...
Archived
How can I qualify for Ch 7 bankruptcy?
Paul's answer
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Answered on September 02, 2010
Very generally speaking, you will have to file a petition with the Bankruptcy Court to commence the proceeding. To determine if you are eligible...
Archived
What can a bank negotiator offer to help prevent foreclosure?
Paul's answer
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Answered on September 02, 2010
They might be willing to renegotiate a payment plan or a deed in lieu of foreclosure. I'm assuming that the bank negotiator is someone who works...
Archived
What rights does an indivdual have regarding deed to property/
Paul's answer
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Answered on September 02, 2010
Someone is going to have be appointed by a court in Virginia to be the administrator of the estate and to handle these issues. It's not clear if...
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