How long the process? Fees??(ballpark)

The time period from the filing date to the discharge date is approximately 4 months. The filing fee is $335.00 and the required courses cost...

Should I file bankruptcy? Or take some other action(s)?

The decision to file for bankruptcy needs to be made by the person filing. It seems that your credit is already ruined due to the judgment against...

I am filing bankruptcy and in need of a vehicle badly. Should I purchase or wait?

It depends. When you file for bankruptcy you have to include all of your debt including any secured debt. However, you can reaffirm the loan with...

Can chapter 13 stop foreclosure auction for a while in NJ?

Yes, filing for Chapter 13 will stop a sheriff sale. However, your specific circumstances will determine how long the sheriff sale is adjourned...

My son has 3 pay y day loans automatically deducted from checking account. If he closes it. Is this illegal?

No it is not illegal to close his checking accounts. However, the creditors may take him to court to obtain a judgment against him. He may be a...

I am receiving bills from a collection agency for a debt I do not owe. It is for $550.00, it is on my credit. Who can I talk to?

You can dispute the debt with the credit bureaus. I would also send a certified letter to this creditor requesting documentation of the debt. ...

What can I do when I settle a debt and then get issued a 1099

I concur with the answers of the other attorneys. You should not have to pay taxes on the amount of debt that was forgiven if you file the...

Filing for Bankrupcy

Since you are currently receiving state benefits, you would be considered judgment proof. That means that none of these creditors can collect...

What needs to be done for parent to evict/eject an adult child who has been on an apartment lease since childhood?

You should post this question in the landlord/tenant section. The landlord may be able to evict a tenant if the lease specifies the people who are...

I think it depends on the maturity of the fourteen year old child. A fourteen year old can care for their siblings for a few hours but not...