Need Advice on how to handle the debt Collection Agency and the original creditor?

What is the amount of the bill? You can probably negotiate it to a lower amount or file a Chapter 7 bankruptcy if its a huge bill and you lack the...

Contract review fee for a short sale house!!!

Short sales in NJ are generally a complete nightmare. The bank often refuses to pay for ANY repairs (and even refuses to offer credits for same)....

In NJ the interest goes to support legal services for the poor. It is called IOTLA - Interest on Lawyer Trust Account.

What is the amount of the judgment? I am licensed in NJ as an attorney but not PA. You should probably be more concerned about the creditor...

Can collection agency have you served in a non-resident state?

Who is the junk debt buyer? Post their name and I can tell you what their typical procedures are with these type of cases. I have dealt with nearly...

How long is the statue of limitations of credit card debt collection in New Jersey

6 years from the date the last payment was made on the account.

Can a bank/finance company continue to pursue collection activity if they have lost their charter?

Likely, your debt was sold (the legal term is "assigned" ) to a collection agency. The assignee has no greater rights than the original creditor....

Get deposit back for canceled construction contract?

Do you know the contractor's name (or his/her business entity name)? You can check w/ NJ Consumer Affairs to see if they are licensed as a NJ Home...