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I want to file for Chapter 7 bankruptcy in NJ. I have 18k in credit card debt. I have 20k in home equity.
Karina's answer
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Answered on September 21, 2012
Sounds like you are a good candidate for a chapter 7. You would qualify for a NJ filing because, as my colleague stead, you have met the residency...
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Buying a house after bankruptcy
Karina's answer
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Answered on September 20, 2012
It is true that a bank may ask for documentation regarding a bankruptcy filing. However, if you are re-building your credit by strategically...
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Bankruptcy Chapter 7
Karina's answer
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Answered on September 20, 2012
As my colleagues have indicated, any income you earn from your Youtube account is business income. You need to include it on Schedule I, on your...
How can I remove judgments from my credit report after bankruptcy?
Karina's answer
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Answered on September 13, 2012
I have to toss my 2cents in. this is one of the most frustrating things to me as a bankruptcy lawyer. This concern over removing old items from a...
Archived
Chapter 7 bankruptcy
Karina's answer
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Answered on September 13, 2012
Mr. Stumpf has proposed a very practical and intelligent approach. Call the chapter 7 trustee appointed to your case. Advise him/her that you have...
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How many alternative addresses for creditors can you list on a chapter 7 Bankruptcy?
Karina's answer
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Answered on August 26, 2012
I will only add that, since there is a series of questions all from Paterson NJ, I expect there is a fair chance they are all from the same asker...
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Chapter 7 bankruptcy question All Other Names used by the Debtor in the last 8 years.
Karina's answer
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Answered on August 26, 2012
Well, in the block where you list your current name, it specifically indicates using "last, first, middle". So, as a matter of practice, I always...
Archived
Listing judgments on bankruptcy papers
Karina's answer
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Answered on August 26, 2012
The best practice is to list the original creditor, the collections agency, and their attorney,, if you have addresses of all three. You must list...
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What the point of waiting one year before someone can vacate a judgment after bankruptcy in NJ?
Karina's answer
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Answered on August 24, 2012
NJSA 2A:16-49.1 provides that a debtor must wait one year after the entry of a bankruptcy discharge to appl;y for an odrer vacating a judgment in...
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I have a debt with Pressler & Pressler LLP from old debts. Can they levy my social security even after i am making payments
Karina's answer
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Answered on August 23, 2012
What???? This sounds outrageous! As far as I can tell, based on the inforamtion you have provided, pressler is in absolute violation of the FDCPA. ...