Archived
At what point in time is a tax refund recorded an income for CMI (Current Monthly Income) computations in a bankruptcy
Karina's answer
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Answered on July 25, 2013
It does not go on the CMI. It is 2013 income on your Statement of Financial Affairs, Q2. But if you don't cash it before filing your petition then...
Archived
Debt consolidation - oak view law group
Karina's answer
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Answered on July 22, 2013
Legal - most likely.
Likely to actually get you financial relief through consolidating your debts - not likely at all.
Debt consolidation...
Archived
How do I file a proof of claim and subsequent objection to discharge of a debt? Should I even bother?
Karina's answer
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Answered on July 22, 2013
Go to the New Jersey Bankruptcy Court website and pull down the forms tab. You will find a Proof of Claim form with instructions. Complete the...
Archived
I live in New Jersey and need to file a Chapter 7. Can I list my monthly student loan payments of $500 on schedule J.
Karina's answer
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Answered on July 21, 2013
Yes. You should list the expense on Sch J. But, as noted by my colleagues, it is not a deductible expense on the Means Test.
Best...
Archived
Can I start a fraud action against a creditor starting with bankrupsy court
Karina's answer
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Answered on July 18, 2013
Of course, you can sue for fraud if you have a valid basis for that claim. However, the way your question is presented makes it impossible to...
Archived
Trustee Surcharged . Should I file a lawsuit for compensatory and punitive damages now.? Where do I file? Case in Trenton, NJ
Karina's answer
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Answered on July 17, 2013
Your question is very confusing. I am not sure you are using the right terminology. If you can rephrase your question or add some details that...
Archived
I make about $90,000 a year have had problems and now am about $30,000 in debt can i file bankruptcy?
Karina's answer
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Answered on July 16, 2013
You really do not give us enough information to properly answer your question. For example we would need to know the size of your household before...
Archived
Payment Plans
Karina's answer
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Answered on July 16, 2013
It depends if you file a chapter 13 case with a repayment plan or if you file a street liquidation case under chapter 7. Under chapter 7, the most...
Archived
Can you go to jail for credit card debt >won by default
Karina's answer
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Answered on July 12, 2013
When a creditor obtains a default judgment and then has to engage in collections efforts, at some point in time you will find that you are served...
Archived
What is the minimum amount I am able to send without being turned over to collections? I will explain below....
Karina's answer
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Answered on July 10, 2013
If you reach an agreement with them and obtain a signed consent, or settlement agreement from them to accept some amount that is less than you owe...