Archived
Can I discharge the portion of my mortgage debt that exceeds the value of my home in a Chapter 13 bankruptcy.
Karina's answer
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Answered on August 26, 2015
Your personal obligation to pay this mortgage was discharged as a result of the chapter 7 case. If the foreclosure continues to a sheriff's sale,...
Archived
How can someone find out how much a mediation settlement was for on a case for wrongful termination?
Karina's answer
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Answered on July 02, 2015
I have honestly never been involved in a wrongful termination case where the employer did not require a confidentiality agreement to be agreed upon...
Archived
Dismissed without Prejudice after Filing For Chapter 7 Bankruptcy
Karina's answer
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Answered on July 01, 2015
I will just add to my colleagues responses that the dismissal without prejudice means that the bank has withdrawn its foreclosure complaint. The...
Can you list your mortgage payments on Schedule J, Chapter 7?
Karina's answer
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Answered on May 17, 2015
I have to respectfully disagree with my colleagues. Schedule J should disclose a listing of your actual expenses. Although an estimate of those...
Archived
Can the government garnish my pension as well as my social security benefits if i default on a parent plus student loan.
Karina's answer
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Answered on May 13, 2015
Unfortunately, the Federal Government is, to my knowledge anyway, the ONLY creditor that can reach your social security benefits for repayment of a...
Archived
What happens to a persons credit card debt when they pass away?
Karina's answer
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Answered on May 06, 2015
This is more of an estate question than a bankruptcy or debt question. However, I can provide you with some information that I hope will be...
Archived
Chapter 13 bankruptcy filing for a married couple... questions below.. Please help I am trying to assist my parents in filing
Karina's answer
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Answered on April 29, 2015
1. You actually need 4 certificates: 2 pre-petition credit counseling certificates (1 for each debtor); and 2 post-petition financial management...
Archived
How can I find an inexpensive bankruptcy lawyer in NJ when my only income is SSDI? I can't afford to pay an attorney.
Karina's answer
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Answered on April 29, 2015
Most attorneys will take a payment plan. However with only SSDI income and no real property or other assets, you should qualify for pro bono,...
Archived
I am looking for a bankruptcy attorney in Somerset county NJ.
Karina's answer
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Answered on April 28, 2015
You should make sure that whoever you call offers a free initial consultation. Also, be sure your attorney educates you as to the pro's and con's...
Archived
Rights as a client in NJ
Karina's answer
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Answered on March 09, 2015
This question is an ethics or legal malpractice question, not a bankruptcy question. You should re-post under the appropriate topic and see if you...