Can a claims adjuster cap how much I can collect if I file a lawsuit?

The "Cap" he may have been referring to is the limits of the insurance policy. IF you have significant enough injuries, you should let a lawyer...

Is there any way I can jus ask them to take off the interest??

You can always try to negotiate with them.. If they won't negotiate, ask for a payment plan.

Does this sound like the actions of a scam?

Sounds like a scam. The court has the records. Check to see if anything was filed. Did you close a checking account in 2009? IF not, its a...

Can anyone tell me if this is true about Wells Fargo and Wachovia?

If you get a call, ask them to send it to you in writing. You can then check it with a local branch.

My questions are can I possibly be found not guilty? What will happen if I am guilty? Will I go to jail? Can this be expunged?

You need to speak to a criminal attorney so they can tell you your options and the penalties you are facing.

How worried should I be about publishing this?

Why risk it? Even if a claim has no merit, it wont stop someone from suing you.

How can I make my insurance company to pay my cousin`s loss. (Homeowner's insurance )

Your cousin should consult with an attorney. You shouldn't be doing it on his behalf since he may end up suing you.

Can an insurance company deny me for refusing to give an in person statement for my claim?

Insurance is a contract. Your contract says you have an obligation to cooperate. If you refuse to cooperate, you have breached the contract and...

You would need to have the records reviewed. A hunch is not enough.

Does my fathers insurance have to pay anything my father had under insured motorists ?

You are only entitled to sue if the amount of UIM is higher than the other person's policy. IF you both had $15,000, there is no uim claim.