Questions answered by Richard S Kaser

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I owned a home in Michigan, but lost my job, couldnt pay mortgage. I found a job in TN and moved here last year.

Richard's answer | Answered on June 01, 2012

It is your home and you can do with it what you want provided it is legal. So, yes you can rent out the house now. If your gole is to try to keep...

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Deed in Leiu of forclosure vs bankruptcy?

Richard's answer | Answered on June 01, 2012

The impact on your credit rating will probably be about the same. If you are not paying the mortgage and you plan on filing bankruptcy then you do...

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Mom,and husband & me onthe deed,they died,can i change the deed to my name only

Richard's answer | Answered on June 01, 2012

The answer depends on how the three of you took title. If you own the property as tenants in common then your siblings would have an interest in...

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How does two people who are both on the deed divide property due to separation when both want to stay,but one.must go.

Richard's answer | Answered on June 01, 2012

The best think for you to do is to consult with a local family law attorney. There is no simple answer that can be given here as there are too many...

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What can we do neighbors on both sides are infringing . We want to sell...What should we do? Is this a bid deal when we sell!

Richard's answer | Answered on June 01, 2012

First, I would ask the neighbor to move the fence and flower garden. If they do not and you are positive that they are on your property then you...

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Can i sue landlord for security deposit, after giving it to me, then stopped payment 2 weeks later

Richard's answer | Answered on June 01, 2012

If you are due a refund and the landlord refuses to give it to you, then you can sue for two times the amount that is owed plus attorneys fees.

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We were told that our owners policy would be given to us 30 days after closing,is this correct for nj?

Richard's answer | Answered on June 01, 2012

I assume you are talking about your title insurance policy. Thirty days is about right. It depends on the volume of work and how long before the...

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HUD HOUSING

Richard's answer | Answered on May 29, 2012

This should help portal.hud.gov/hudportal/documents/huddoc?id=DOC_14950.doc

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I Have asked the same question about loan modification two days in a row why no answer

Richard's answer | Answered on May 29, 2012

You haven't posed a question. Perhaps you should try to be more descriptive in what you are attempting to ask. If you have not made your monthly...

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I agreed to a Cash for Keys amount but my relocation expenses surpassed them. Do I have any negotiating power after I have signe

Richard's answer | Answered on May 29, 2012

Probably not. The cash for keys program was not established to cover all of your relocation expenses. It is just an incentive to help you with...

Richard S Kaser's Answers (48)

I owned a home in Michigan, but lost my job, couldnt pay mortgage. I found a job in TN and moved here last year.

Deed in Leiu of forclosure vs bankruptcy?

Mom,and husband & me onthe deed,they died,can i change the deed to my name only

How does two people who are both on the deed divide property due to separation when both want to stay,but one.must go.

What can we do neighbors on both sides are infringing . We want to sell...What should we do? Is this a bid deal when we sell!

Can i sue landlord for security deposit, after giving it to me, then stopped payment 2 weeks later

We were told that our owners policy would be given to us 30 days after closing,is this correct for nj?

HUD HOUSING

I Have asked the same question about loan modification two days in a row why no answer

I agreed to a Cash for Keys amount but my relocation expenses surpassed them. Do I have any negotiating power after I have signe